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Cookie Policy

Understanding How We Use Cookies

1. What Are Cookies?

Cookies are small text files that are placed on your computer or mobile device when you visit a website. They are widely used to make websites work more efficiently and provide information to the website owners.

2. How We Use Cookies

FairLend Loans uses cookies for various purposes, including:

2.1 Essential Cookies

These cookies are necessary for the website to function properly. They enable core functionality such as:

  • User authentication and login sessions
  • Security features
  • Session management
  • Form submissions

Note: These cookies cannot be disabled as they are essential for the website to work.

2.2 Functional Cookies

These cookies enable enhanced functionality and personalization:

  • Remembering your preferences
  • Language settings
  • Location preferences
  • Previously viewed content

2.3 Analytics Cookies

We use analytics cookies to understand how visitors interact with our website:

  • Pages visited and time spent
  • Traffic sources
  • User journey through the site
  • Error reporting

This helps us improve our website and services.

2.4 Marketing Cookies

These cookies are used to deliver relevant advertisements:

  • Tracking ad performance
  • Limiting ad frequency
  • Measuring campaign effectiveness
  • Personalizing ad content

3. Types of Cookies We Use

3.1 Session Cookies

These temporary cookies expire when you close your browser. They are used to maintain your session state during your visit.

3.2 Persistent Cookies

These cookies remain on your device for a set period or until you delete them. They help us recognize you on subsequent visits.

3.3 First-Party Cookies

Set by FairLend Loans directly to provide our services.

3.4 Third-Party Cookies

Set by our partners and service providers, including:

  • Google Analytics (usage analytics)
  • Social media platforms (sharing features)
  • Advertising networks
  • Payment processors

4. Cookie Duration

Cookie Type Duration Purpose
Session Browser session Maintain login state
Preferences 1 year Remember user settings
Analytics 2 years Track website usage
Marketing 90 days Ad targeting and measurement

5. Managing Cookies

You can control and manage cookies in various ways:

5.1 Browser Settings

Most web browsers allow you to:

  • View cookies stored on your device
  • Delete individual cookies or all cookies
  • Block cookies from specific websites
  • Block all cookies
  • Receive notifications when cookies are set

5.2 How to Manage Cookies in Popular Browsers

  • Chrome: Settings → Privacy and security → Cookies and other site data
  • Firefox: Options → Privacy & Security → Cookies and Site Data
  • Safari: Preferences → Privacy → Cookies and website data
  • Edge: Settings → Cookies and site permissions → Manage and delete cookies

5.3 Our Cookie Banner

When you first visit our website, you will see a cookie banner allowing you to:

  • Accept all cookies
  • Customize your cookie preferences
  • Reject non-essential cookies

6. Impact of Disabling Cookies

Please note that disabling certain cookies may affect your experience:

  • Some website features may not function properly
  • You may need to re-enter information repeatedly
  • Personalized content may not be available
  • Security features may be limited

7. Updates to This Policy

We may update this Cookie Policy from time to time to reflect changes in technology, legislation, or our services. Please check this page periodically for updates.

8. Contact Us

If you have any questions about our use of cookies:

  • Email: privacy@fairlend.co.za
  • Phone: +27 11 234 5678
  • Address: 123 Financial District, Sandton, Johannesburg, South Africa

9. Additional Resources

For more information about cookies and online privacy:

Last Updated: April 2026